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Determining Your Net Worth

Determining your net worth is the first step in designing a personal budget. Use the form below to help begin this process.

 

Assets
 
Total in all checking and savings accounts
 
Total in all money-market accounts
 
Current value of all securities and investments
(Include stocks, bonds, annuities, IRAs, etc.)
 
Current value of life insurance (cash value)
 
Current value of home
 
Current value of any personal property
(Include autos, rental property, collectibles, etc.)
Line A—Total Assets (add all the lines above)
 
Liabilities
 
Home mortgage (balance due)
 
Total balance due on credit cards
 
Total due on other loans
Line B—Total Liabilities (add the three lines above)
 
Net Worth (subtract Line B from Line A)
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